In an effort to pay our providers in a timely fashion we are asking you to provide Transformations with a credit, debit or health savings account card prior to your service. Our staff will ask for the card number prior to your initial session and enter the number into a secure encrypted credit card billing system. If Transformations is billing your insurance company on your behalf, we will wait until we receive a response from the insurance company. At that time we will bill your card for any remaining copay, coinsurance, deductibles or out of network charges. Your Insurance company will mail you the same explanation for payment that they send to us. If you are paying for your services without insurance or have a pre-determined copay, Transformations may charge your card at the time of the service or in the weeks following.